First off, as I understood, it differs by gender.
For a woman, head voice is natural if you are breathing correctly once you reach a certain note. (You might feel a slight buzzing in your sinus cavities in your cheeks.)
There may be a slight break in between your head and chest voice (called a passagio I think). Sometimes you will be able to hit these notes using your chest voice, but other times you will have to use your head voice. The key to controlling this so no one hears the break? Practice, practice, practice.....